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3H AC of Tampa

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Serving Tampa Bay Since 1972

HVAC Financing Options

Whether you have great credit, bad credit or no credit, 3H AC of Tampa has you covered when it comes to financing a new HVAC system AND we offer a great $750 discount on any HVAC competitor’s estimate on a comparable system.


Synchrony offers up to 18 months deferred interest to qualified customers. After applying, you MUST contact  the 3H office with the new account number to complete the financing process.

Service Finance

Service Finance is a great option for customers with good, excellent or just okay credit. They have many financing options; many plans provide low monthly payments and they even have some plans with zero interest financing (based on your qualification)!

Click the link below and fill out the pre-qualification form or feel free to contact our office if you would like more information about other options available with Service Finance. In some cases, we can also provide monthly payment estimates.


Now, individuals with no credit or bad credit don’t have to be stuck with no financing. Flexxbuy’s “No Credit Needed Lease Option” can help people, regardless of credit, up to $6,000. Unlike other lease programs, Flexxbuy can accommodate the entire project, even installation.


Do you have credit challenges? Okinus has flexible HVAC financing options to lease-purchase high quality merchandise at an affordable price while rebuilding individual credit. The good news is you finally have instant access to funds – with no credit necessary.

Why Choose 3H AC?

Read Our Reviews

24 Hour Emergency Service

We offer 24 hour Response Time, Same Day service, and Next Day service for your all your heating and cooling needs

CALL TODAY  813-979-4208

Our Service Areas

Serving Hillsborough, Pinellas and Pasco counties and surrounding areas.

Brandon, FL
Carrollwood, FL
Dade City, FL

Land O’ Lakes, FL
Lutz, FL
Odessa, FL

Palm Harbor, FL
St. Petersburg, FL
Tampa, FL

Temple Terrace, FL
Wesley Chapel, FL


930 E 124th Ave
Tampa, FL 33612
Phone: 813-979-4208
LIC#: CMC1249567


Mon-Fri  7:30 AM to 10PM
Sat-Sun  8AM to 6PM


Mon- Fri  8AM to 5PM


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